AskOwen is about providing impartial advice for those concerned about managing their money. The country is suffering a serious economic decline and with people concerned about increasing costs of living and fuel bills, teamed with worries about job losses and house repossessions, it is a daunting time.
Not everyone wants to make an appointment with their bank manager and sit face-to-face to seek reassurance or advice, and that’s what this site is all about.
If you have questions, whether it’s about meeting your mortgage repayments, cutting your fuel bills, or avoiding getting into debt as the credit crunch worsens, you can AskOwen and he will give you the benefit of his expertise.
The site will offer useful tips on combating the crunch, and visitors are welcome to share their own secrets for saving money.
9 responses so far ↓
Man Looking to Lower Gas Bills? // October 21, 2008 at 4:41 pm |
Owen
How do I lower my Gas and Electric Bills?
Every time I try to move it seems that most of the companies are trying to up their rates also.
What the best deal for a simple 3 bed room house? My prices have risen so much in the last three years its rediculous.
Thanks
Simon Templar // October 29, 2008 at 2:46 pm |
What is the best mortage to get if I am first time buyer?
Annie // October 29, 2008 at 2:51 pm |
Owen
I am likely to default on mortgage payment this month and probably next month given an unexpected utilities bill that has just arrived.
Question – Given I have defaulted twice – am I likely to have my house re-possed?
Thank You for you help – in advanced
Annie
askowen // October 30, 2008 at 6:16 pm |
Good Evening
The energy market is quite volatile and I would recommend that you should use one of the many comparison sites to compare your current rate on a reasonably regular basis.
Indeed, compare the comparison sites themselves as they may have a unique offer available.
Even if you don’t want to move from your current provider make sure you have an online billing account and are paying by direct debit to obtain the maximum cost savings possible.
Regards
Owen Woodley
Deputy CEO
Moneyway
askowen // October 30, 2008 at 6:21 pm |
Evening Simon
This would depend entirely on your personal circumstances and priorities.
I would advise you to consult a broker who has access to the whole of market who can carry out a Fact Find with you to subsequently advise the most suitable mortgage for you.
You can you a broker without incurring any additional broker fees so hunt around.
Regards
Owen Woodley
Deputy CEO
Moneyway
askowen // October 30, 2008 at 6:23 pm |
Evening Annie
Ensure that you contact both your utility and mortgage provider immediately and explain your situation with a view to coming to an arrangement with either or both parties. It is better to keep them informed and make some kind of payment than to allow one or both to default.
Regards
Owen Woodley
Deputy CEO
Moneyway
Becki // December 19, 2008 at 9:20 pm |
Hi Owen
I am currently doing a University assignment about financial decision making and we have been given a case study…
Its about a listed company that are going to invest £50 million into the european market. I was hoping you could help me as i’m extremely confused about Investment banks… what exactly do they do? and what services can they provide to a listed company in connection with the raising of additional finance? Any help will be very much appreciated and any information you rpovide me with i will continue to research so i have a better understanding.
Thank you very much
Becki
Rodger // January 12, 2009 at 11:15 am |
Why is it with current bank of England Interest Rates at 1.5%, the high street banks and building societies are charging 3% plus
Whit // February 5, 2009 at 8:54 pm |
My mom has been retired for a while and my dad just got laid off in his late 50s. I’m a senior in college and I’m really worried about my family’s financial situation, as I’m the only person in the family right now with a job. With a plain ole English degree, and little experience, how am I going to support my parents, and my ailing grandparents, and also try to start a life of my own? I keep reading articles and blogs about just generally not spending exuberantly and saving more than you spend and I’ve been doing that, but the tides have suddenly changed and I don’t think that it’s going to be enough.